As the holiday season approaches, many face rising expenses due to gifts, events, and travel, compounded by the increasing cost of living and higher interest rates. Christie Cook from Hodge Bank emphasizes the importance of early saving and budgeting to manage holiday spending effectively. Tips include starting savings early, using cash or debit cards, shopping for gifts throughout the year, and planning meals to reduce waste. Trends for 2024 show consumers are more focused on saving, seeking discounts, and reassessing their gifting strategies. Teljes cikk (Euronews.com)